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India — INR
UPIIMPSNEFTRTGS
Pay-in11%
Payout4% + ₹10
Bank transfer payouts to all major Indian banks.
Payments for India,
settled instantly.
One REST API for INR (UPI, IMPS, NEFT) and USDT collections and payouts — with real-time settlement, smart failover routing and 99.9% uptime.
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Global — USDT
TRC-20
Pay-in2%
Payout3% + 2.5 USDT
Stablecoin collections and settlements, min. 50 USDT payout.
Built for merchants who cannot afford downtime
Instant settlement
Balance updates in seconds via verified gateway callbacks — 24/7, weekends included.
Bank-grade security
Signed callbacks, mandatory 2FA, IP allow-lists, audit logs and rotating API keys.
Smart failover routing
Multi-gateway routing keeps success rates high when an upstream channel degrades.
One REST API
Same endpoints for INR and USDT. Sample code in PHP, Node.js and Python is in the docs.
Live merchant dashboard
Real-time pay-ins, payouts, settlements and fee breakdown per currency.
24/7 human support
In-app tickets plus Telegram support with response times measured in minutes.
Live in three steps
1
Create your account
Sign up, verify your Telegram for alerts, and get your API keys.
2
Integrate the API
Call the pay-in endpoint with your merchant ID and a signed request — or share a payment link, no code needed.
3
Get paid
Customers pay on your own domain, your balance updates instantly and you withdraw in INR or USDT.
UPI guide
How your customers pay with UPI on your checkout page.
Scan or tap
The customer scans the QR code with any UPI app, or taps the button on mobile.
Approve the payment
They confirm the exact amount with their UPI PIN. Never change the amount shown.
Instant confirmation
The page updates by itself and the merchant is credited in seconds.
Frequently asked questions
What are the MagicPay fees?
Indian merchants pay 11% on pay-ins and 4% + ₹10 per payout. USDT collections cost 2%. Fees are shown live in the merchant dashboard.
How fast are settlements?
Settlement is automatic. When the gateway callback is verified, the merchant wallet is credited within seconds, and withdrawals are queued instantly.
How do I integrate MagicPay?
Create a merchant account, get your merchant ID and API key, then call the pay-in endpoint with a signed request. Code samples are in the API documentation.
Which payment methods are supported?
UPI, IMPS and NEFT for India, and USDT on the TRC-20 network.